A loan of $975 helped to finance her variety store business.

Josephine's story

Josephine V. is now 45 years old and is happily married to Gaudencio V. who is the same age. The sad part in the married life of Josephine and Gaudencio is that they lost their second child. That’s one of the trials in their life that really tested their faith. So the three children became two: Marites, now 25 years old and working as a sales lady, and Joshua, now 16 years old, and currently studying.

The main source of their income is through their variety store business that Josephine has run for ten years now. When she joined Kiva field partner Ahon sa Hirap Inc. (ASHI), she always used the loans that she received in her variety store business to make it grow. And now with her 8th loan she will use the loan again for improving her business. She will buy necessary things for her business to make it more productive.

As a member of ASHI for four years now, Josephine has been a good member. She is always present at center meetings and always on time in paying her responsibilities. That is why Josephine is really sure that she can make their life a better one because of her effort and with the help of ASHI.

One of Josephine’s dreams is that her youngest son finish his studies because she knows that education is one of the keys to success. She really loves her children, so she always wants the best for them every day of their life. She doesn’t want to experience again losing a child; it really broke her heart so much.

Loan details

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Loan details