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Mariam C. is forty years old and married with two children. Her husband is also a petty trader in the same market but in a different location. The couples’ businesses are too small to make enough income for all the family's needs, so Mariam would like to diversify her business by including the selling of rice, palm oil and peanut butter. She said if only she could access a loan of $175, she would improve her income. Then she and her husband would be able to purchase items from the villages for her to sell in the town. Mariam is serious about providing her two children with a good education and a better future life.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD