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Siv C. is a married with three children. She resides in Phnom Penh City, Cambodia, with her husband and children. To make a living, she is engaged in a business of selling a few types of fish for her existing and new customers at a local market, earning an income of approximately US$5 per day as a primary source of income for her family. The family also is assisted by her husband, who is currently employed at a private security company. He is able to earn a reasonable income to make a living and to help cover their household expenses.

The members of C.’s family are seeking to improve their standard of living and to expand their current business. Therefore, C. is asking for a loan of US$1,200 to purchase fish to stock her store. By doing so, C. hopes that her business will do well so that she is able to generate extra income for future household use. (C. is wearing a brown hat and sitting at her stand to sell her fish. Her stand is near a vegetable vendor's stand.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Siv to buy more fish to stock the store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 4, 2009
Oct 25, 2009
Currency Exchange Loss:
Mar 17, 2011