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Phou R., 70, is a widow with two children. She resides in Phnom Penh City, Cambodia, with her children. To make a living, she is engaged in a business selling various kinds of vegetables, earning an income of approximately US$2 per day. The family also is assisted by one of her children, who is currently employed at a restaurant as a chef. She is able to earn an income of US$5 per day to help cover her mother’s household expenses.

The members of R.’s family are seeking to improve their standard of living and to expand their current business. Therefore, R. is asking for a loan of US$1,200 to purchase various kinds of fruit to start another business besides selling vegetables. By doing so, R. hopes that her business will be successful so that she is able to generate extra income for future household use.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 106
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phou to buy more vegetables and fruit.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 28, 2009
Oct 25, 2009
Currency Exchange Loss:
Jun 15, 2010