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Sr. Rubén Q. R. is 30 years old and lives in his parents’ house in the settlement of Los Fica located along Huacachina Road in the city of Ica. His parents have provided two rooms for him and his eight year old daughter, who attends a local school. Rubén has been separated from his partner for the past 2 years, so he is in charge of his daughter’s expenses.

He took out a previous loan with another institution and repaid it on time. Rubén has been working in the transportation sector for 8 years. With his savings, he was able to purchase a secondhand motorcycle taxi. This enabled him to generate a better income so that he could buy a bedroom set and perform renovations to his daughter’s room.

Rubén is a determined, hardworking man. He continues to press forward for the sake of his daughter, who is his reason for living. He has good references and his neighbors say he is a good worker.
View original language description ↓
El Sr. Rubén Q. R. tiene 30 años de edad y vive en casa de sus padres en Asentamiento Humano Los Ficus – Camino a Huacachina – ciudad de Ica.
Ellos les han brindado dos ambientes para que él habite junto a su hija de 8 años la cual asiste a un colegio de la zona. El Sr. esta separado de su pareja desde hace 2 años y él es quien se encarga de los gastos de su hija.
Cuenta con experiencia crediticia en otra entidad donde ha cancelado puntualmente y se dedica al transporte desde hace 8 años.
Con sus ahorros ha logrado comprar una mototaxi de segunda lo que le permite un mejor ingreso y así poder comprar un juego de dormitorio y mejorar el ambiente de la habitación de su menor hija.
Es un hombre muy emprendedor y luchador, sigue adelante por su hija quien es su motivo de vivir. Ha logrado acumular bienes. Goza de buenas referencias y los vecinos dicen que es bien trabajador.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ruben perform renovations to his daughter's room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2009
Oct 24, 2009
Currency Exchange Loss:
May 20, 2010