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Ebenezer Group
In this Group: Carmen, Nelly , Evelyn, Elisea , Luzel , Rosa , Adrian , Luis Rafael, Ruth Gladys , Carmelo
Ever since he was young, Mr. Adrian has been dedicated to making and selling crafts like woodwind instruments. He started this business 15 years ago, and it has brought him the satisfaction of being able to build part of his house and to provide income for the household costs. He is the president of the Alcancía Comunal EBENEZER group, and is a person who inspires respect much like how the rest of the members are responsible people who make punctual payments.

Nelly is the treasurer of the group, and she has a small store that she has been keeping for more than 5 years. This helped with the tuition prices for her children, and now she realizes that while the situation is very difficult, if she wants to make progress she must continue working

The group's secretary is Elena, a woman who is very dedicated to her work. She makes crochet products which she sells in the market, and she also does large orders, but when she doesn't have orders she sells sweets and candies . Even though she gets few sales, she continues to persevere.

The members all have different kinds of businesses so the loan will be for buying products and inputs that allow them to augment the capital that their work earns.
View original language description ↓

Desde su juventud el Sr Adrian se dedica a la elaboración y venta de artesanías tales como instrumentos musicales de viento, hace 15 años, negocio que le ha traído algunas satisfacciones ya que pudo construir parte de su casa y aportar para los gastos en casa. El socio es el presidente de la Alcancía Comunal EBENEZER es una persona que inspira respeto, al igual que los demás socios son personas responsable y puntual en sus pagos.
Nelly es la tesorera del grupo, ella tiene una bodega que viene atendiendo por más de 5 años, eso la ayudo a costear la educación de sus hijos, ahora reconoce que la situación está muy difícil, pero la única manera de progresar es seguir trabajando.
La secretaria del grupo es Elena una mujer muy dedicada al trabajo, ella hace tejidos a crochet que los vende en el mercado, además atiende pedidos en cantidades, pero cuando no tiene pedidos se dedica a la venta de dulces y golosinas de forma ambulatoria, aunque tiene pocas ganancias ella sigue perseverante.

Los socios tienen diferente tipos de negocio así que el préstamo otorgado será para la compra de productos e insumos que le permiten aumentar su capital de trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ebenezer Group's $2,625 loan helped a member buying merchandise to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 21, 2009
Nov 1, 2009
Currency Exchange Loss:
Mar 15, 2010