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Diana S. A. is 23 years old. She is single and has a son, who is her highest priority. She would like to buy fertilizer in order to maintain the corn and bean crops on her farm. Her farm is 18 hectares in size, and she also raises chickens, pigs and grass for cattle. She has worked on her farm for several years now, and she would like to expand it. This is her first loan from FUDECOSUR. She has not had any problems with her property, but she wants to make her farm more productive. She also tells us that she has taken out other loans with state banks, such as the National Bank of Costa Rica, but FUDECOSUR offered her a loan with better terms and a much lower interest rate. Diana also wants to provide her son with the education he will need to prepare for his future and face life more successfully.
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Diana S. A., tiene la edad de 23 años, es soltera, y tiene un hijo que es su mayor prioridad. Ella quiere comprar fertilizante para darle mantenimiento a la siembra de maíz y frijoles que tiene en la finca. Además, su finca es de 18 hectáreas, y tiene gallinas, cerdos y pasto para vacas. Tiene varios años que se dedica a su finca y quiere crecer. Es el primer préstamo que ha recibido de FUDECOSUR. Ella no tenía problemas en su propiedad, pero si tiene el deseo de sea una finca productiva.También, nos cuenta que ella ha realizados otros préstamos en bancos estatales como lo es El Banco Nacional de Costa Rica, pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. Ella también tiene el deseo de brindarle a su hijo la educación necesaria a su hijo para que sea en el futuro una persona preparada y pueda enfrentar de manera más fécil la vida.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 567.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Diana purchasing fertilizer for corn and bean crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 19, 2009
Oct 23, 2009
Currency Exchange Loss:
Nov 15, 2010