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Muava S., a 42-year-old woman living in the town of Salamumu, sells traditional handicrafts to tourists and members of her community. Muava was not affected by the tsunami which hit Samoa on 9/29/09. She is married and has two grown children. Muava has been in her business for over seven years and earns approximately 550 tala a month.

Muava joined SPBD to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Having successfully repaid a previous loan of 1250 tala, which was used to purchase handicrafts to sell, Muava is now requesting a loan of 2000 tala which will be used to purchase additional handicrafts to sell. This will be her third loan from SPBD. Muava plans to use the additional revenue to financially support immediate members of her family.

About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on respect for each individual's innate human ingenuity, drive and self esteem.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 27
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Muava to purchase additional handicrafts to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2009
Oct 24, 2009
Currency Exchange Loss:
Jan 13, 2011