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Norma is a very industrious woman who never stops making profit. She is married to Mario, the one who discovered their product. The couple is blessed with two children; Normar and Marc, both of them are still studying. The couple lives in the peaceful village of Bliss, Ilagan, Isabela.

Norma, along with her husband, has been manufacturing 'foliar' fertilizers for seven years already. Their business is expanding rapidly not only in Isabela province, but nationwide. Norma is seeking assistance from lenders to meet the demands of their customers who need their product. She hopes to access a loan of PHP 30,000 to be used as additional capital in purchasing different ingredients of her 'foliar' fertilizer. This amount will be of big help in expanding her business. She hopes that her loan will be granted.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 436
    View loans »
    Philippines Loans Fundraising
  • $69,632,850
    Funds lent in using Kiva
  • 47.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Norma additional capital to buy ingredients for manufacturing.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 23, 2009
Oct 24, 2009
Currency Exchange Loss:
Oct 18, 2011