A loan of $925 helped to invest in expanding the business.


Urima's story

Urima P. is a 26-year-old woman living in the town of Leualesi Leauvaa. She is married and has 3 young children. To make a living, Urima owns and operates a business venture in the agriculture sector, raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting and harvesting fruits and vegetables for sale. Urima has been engaged in this business for over 3 years and earns approximately 320 WST a month from these activities.



In 2006, Urima joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Urima has successfully repaid a previous loan of 1,500 WST from SPBD. This previous loan was used to purchase general farm supplies and equipment. Urima is now requesting a new loan of 2,250 WST which will be used to invest in expanding the business. This will be the 6th loan taken out by the borrower from SPBD. Urima plans to use the additional revenue generated from the business to improve the general living conditions of her family.



About SPBD:



SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self-esteem.



*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders."



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Loan details