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María Lourdes
With great effort María Lourdes tends to her costume jewelry and decorations sales which she graciously conducts from her own home with the purpose of earning income to pay for household expenses. She is requesting a loan to purchase costume jewelry and decorations so that she can continue to offer them to her customers thereby improving her always developing business' conditions.
View original language description ↓

Con mucho esfuerzo, la señora María Lourdes L. se dedica a atender su negocio de venta de bisuterías y adornos las que son comercializadas en su propia localidad donde muy amablemente ofrece los productos con el propósito de llevar el sustento a su hogar.

Ella ha solicitado un crédito para invertirlo en la compra de las bisuterías y los adornos para continuar ofreciéndolos a sus clientes y de esta manera mejorar las condiciones del negocio que poco a poco va en desarrollo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped María Lourdes to buy costume jewelry and decorations.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 14, 2009
Oct 22, 2009
Currency Exchange Loss:
Oct 19, 2010