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Banco Comunal De Juntos A Trabajar Group
In this Group: Grimanesa, Zayda, Ana Maria, Erica*, Lidian Rocio, Blnca, Yaneth Hortencia, Martha, Florentino, Brayan Alejandro, Anna
* not pictured
The group consists of 11 neighbors who live in San Sebastián, a neighborhood in Cusco. The group is called Juntos a Trabajar, which means We Work Together. The members are natives of Cusco and surrounding areas.

Some of the members are single, some have children and others are single.

The members are engaged in various commercial activities – construction, grocery, selling jewelry, clothing, fresh juice, and cellular phones.

With this loan, they will invest in more construction materials and products for their stores. One will repair a car to rent and another will open a new store selling piñatas for children’s birthday parties.

For some this is their first loan, while others have received loans in the past.

All of the members are grateful for the loans, especially since some have had problems obtaining capital in the past. They all promise to pay the monthly payments on time.

(Erica is not pictured in the photo)

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Comunal De Juntos A Trabajar Group's $2,725 loan helped a member business capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 15, 2009
Oct 22, 2009
Currency Exchange Loss:
Mar 15, 2010