A loan of $425 helped buy and selling of beverages and meet.

Sandra Cristina's story

Sandra Cristina M. was born in Matola, province of Maputo. She is 36 years old, widow, and has no children. She studied up to the 12th grade. She stopped her studies because she didn’t have conditions to enter university. She has helped her parents by monthly sending them some money.

In 1994 she left her parents’ house in Matola to her home in Maputo, where she currently lives by herself since she lost her husband.
She is an itinerant trader and owns her business for 9 years, from her own initiative, right after she lost her husband, in 2000.

She buys products in South Africa and sells in the wholesale to other retailers. Her monthly earnings vary from MZN 4,000 to MZN 5,000, with which she supports her family and is able to save something to invest in her construction.

She has never worked with another financial institution and this is her first loan, in the amount of MZN 12,000. With this value, she intends to buy alcoholic beverages and meet to resell.

She learned about this institution from a friend who is also one of its clients. She is committed to repay well the loan in order to reach new ones so that she can conclude her construction and install running water.

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Translated from Portuguese by Kiva volunteer Giovanna Fernandes

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