A loan helped to buy cereals and resell them at a profit, which will be used to meet the education expenses of her children.


Caroline's story

Caroline is an ambitious and devoted smallholder female farmer. Born in a rural village in Kenyenya, Caroline grew up knowing farming as the only sustainable livelihood. As a young girl, she was always eager to learn from her parents and this has had a positive impact on her life. Her spirit has led her to be a successful farmer, practicing dairy farming and crop production. She also has a small business.

Although this enterprising woman has been earning a profit, the meagre income Caroline makes is not enough to meet all the basic needs of her household. She wants to increase her business and earn more profit by selling cereals at her local market. The cereals business is one of the most profitable businesses in the Kenyenya region, where Caroline is from, and she believes that she will be able to make additional profit. The profit she makes will be used to pay school fees for her children.

Unlike most micro finances in Kenya that have imposed very complicated procedures in funds acquisition, thereby discouraging smallholder farmers, Juhudi Kilimo is working closely with Kiva to make loan acquisition for a smallholder farmer easy and convenient. Through this intervention, movement of funds in the rural communities has increased, thereby alleviating rural poverty. Kindly lend to Caroline and make her dreams a reality.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.



Loan details


Lenders and lending teams




Loan details