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Batyi's Group
In this Group: Batyi, Kyial, Nazgul, Zarylbubu
Batyi is the leader of this group. Her husband is engaged in animal husbandry and agriculture. For the age of fifty four, Batyi has achieved a lot. She and her husband have raised seven children, all of whom are now adults and have their own families, except for their youngest son, who is just seven years old. Her daughter, age 36 and single, is temporarily unemployed. Her oldest son, age 35, is married and works as a car mechanic. Their second son, age 34, is married and works as a driver. Their third son is also married and works as a taxi-driver. Next is another son who works in a factory. The fifth son is 21 years old and works at a construction site. Their youngest son goes to school.

Despite having this army of sons as her supporters, Batyi has been fully independent in managing her own business. She sells sheep. It has been her main source of income for six years. By doing this, she has been able to buy a flat for one of her sons and help him get married. Her income is now around $230, even though she started with a third as much money. She obtains her children’s help when needed. It does not undermine the courage and determination that she possesses.

Now Batyi is preparing a dowry for her daughter, whom she wants to marry off next year. So she has thought about obtaining a loan to by cattle to increase the turnover and prepare a rich dowry for her daughter.

Batyi’s partners are: Kyial, Nazgul and Zarylbubu. Kyial, age 32, is the mother of three children. She sells “bozo” and “maxym,” which are national drinks. Her husband is a taxi driver. Kyial needs a loan to purchase ingredients to prepare the national drinks.

Zarylbubul, age 46, is a widow and the mother of four children. Fortunately, most of them are adust. To make a living, Zarylbubu works as a cashier. Nazgul needs a loan to buy a dowry for her daughter.

Nazgul, age 27, has two children. She works in an ice cream shop. She needs a loan to buy furniture.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 43.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Batyi's Group's $975 loan helped a member to purchase more cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 8, 2009
Oct 21, 2009
Currency Exchange Loss:
May 15, 2010