A loan of $650 helped a member to buy merchandise.


Caracato Group's story

The Caracato Group was formed by three members in 2005 when they began working with Emprender (Kiva Field Partner). Subsequently, two women remain in the communal bank and this is their sixth loan. Mrs. Victoria B. has a neighborhood store in Alto Obrajes. She became a widow two years ago and has two daughters that study and work to pay for their tuition. One of them had a baby last year and Mrs. Victoria takes care of her granddaughter while her daughter works and studies. Apart from the store, Victoria also makes bread, salteñas (meat empanadas), cakes, and cookies on the weekends and delivers them to schools and nearby kiosks. Victoria is a very hard working woman.

The other member is Mrs. Valentina C.. She has two children that are in college. Valentina has worked for more than 20 years as a domestic worker in the Obrajes area where she lives with her children. She is not married and has been separated from the father of her children for many years. She sells food on the weekends with the help of her children.

In this group: Victoria, Valentina
*not pictured

Translated from Spanish by Kiva volunteer Erin Sindewald



Loan details


Lenders and lending teams



Loan details