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Rustica D. R. is 57 years old and happily married to Rufino D. R., who is currently working as a driver in their town. They were blessed with three sons: Jefferson, age 33; Reynaldo, age 30; and Alvin, age 28. The two older sons attained only a high school education, but Alvin got a two-year course in college with the help of his brother, Reynaldo, who is now working as an OFW (Overseas Filipino Worker).

The main source of their family income is their rug-making business which they have been involved in for twelve years. The rugs are made by sewing together pieces of fabric remnants to create both small and big rugs. According to Rustica, this business gives them enough income for their expenses because they persevere in making rugs everyday.

Kiva field partner Ahon sa Hirap Inc. (ASHI) contributes a lot to why their business is now doing well. This institution helps them make their life much more comfortable than before. Now, requesting her fourth loan from ASHI, Rustica wants to use the loan to make their business grow more. If ever her business gives them more profit, she wants to save for the future of her family, especially her grandchildren. Rustica wants them to complete their studies through college. This is one of her life's dreams.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 419
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 46.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Rustica to finance her rug-making business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2009
Oct 20, 2009
Currency Exchange Loss:
Oct 15, 2010