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Jovia's Group
In this Group: Jovia, Felly, Agatha, Bernard, Nathan, Miriam, Allen, Olive, Molly, Sam, Jacklyn, Harriet, Zainab, Annet, Sarah, Jadress, Harriet, Violet, Fred, Harriet
B. Jovia has a hotel business in Ntungamo that she has been running for three years. She has six children and some of them are at university. Jovia needs a loan to help buy more foodstuffs to prepare and to pay the school fees of her children. She is a hardworking and determined lady. She has a challenge in her business, because she a lot of debtors as customers affecting her cash flow. Nevertheless, she has been able to make 100,000/= in profit a week because of her quality services.

Jovia is the leader of her group in Ntungamo. She would like to expand her business in the future so that she can have more space and prepare a greater variety of foodstuffs.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 82
    View loans »
    Uganda Loans Fundraising
  • $33,571,425
    Funds lent in using Kiva
  • 1,890.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Jovia's Group's $4,675 loan helped a member to buy more foodstuffs for her restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 14, 2009
Oct 19, 2009
Currency Exchange Loss:
May 15, 2010