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Emmanuel N. is 20 years old and single. He lives with other family members in Bugesera district, a western province of Rwanda where he owns a small retail shop. This general store sells different kinds of products and has been in operation since 2007. He works by himself in the store, which is open everyday from 6 a.m. to 9 p.m.

Emmanuel is requesting a loan from Vision Finance Company in order to increase his business. He will use the loan to purchase more merchandise for sale in his store to attract more customers and serve existing customers better.

According the Emmanuel, the projected profits from the business, aided by the loan, are approximately 170,000 RWF ($300) per month. He hopes to save enough money to buy his own house and to save money as well to make a better future for himself.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $16,926,975
    Funds lent in using Kiva
  • 569.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Emmanuel to buy more merchandise for his shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 24, 2009
Oct 21, 2009
Currency Exchange Loss:
May 15, 2010