A loan of $425 helped additional capital for her food market business.


Zenaida's story

Zenaida H., 33, has a food market stall in Silang, Cavite, where she also lives with her husband, Eduardo, 35, a driver, and their two children who are in grade school.

She has been selling fruits, vegetables, fresh meat and fish for two years. Because electronic load credit for mobile phones is in demand, she also tried it and proved it to be a worthwhile additional source of income. Zenaida now earns a net income of PHP 16,000 per month. From her profits, she was able to purchase a motorcycle.

She is now on her seventh loan cycle with the Center for Community Transformation (CCT) Credit Cooperative. She joined the cooperative in 2007. Zenaida has applied for a new loan in the amount of PHP 19,000 as additional capital for her food market business.

Zenaida desires to have her own public market someday.



About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.



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