A loan helped to purchase farm inputs such as fertilizer and seeds to enable her to grow more vegetables.

Josphina's story

Josphina is a hardworking farmer from a remote village in the Kapsowar area of Kenya, an area favorable for farming. Thanks to her daily efforts, she has managed to give her children a good start by providing them with a good quality education.

Josphina has a farm where she grows crops and raises livestock. She earns additional income from a personal business. She never had a formal education and is content with the farming lifestyle.

Josphina requested a loan from Juhudi Kilimo for 50,000 KES, which she will use to buy farm inputs such as fertilizer and seeds to enable her to grow more vegetables, reap maximum profits, and increase her business.

Being a woman and accessing funds in Kenya, especially around Kapsowar, is very challenging, but Josphina feels relieved knowing there are institutions such as Kiva that help enterprising women like herself.

She is always working to improve her family’s living conditions, but her biggest dreams are to become independent and support her family by herself, secure her children’s future, and buy a home.

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.

Loan details

Lenders and lending teams

Loan details