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Joaquín Hernán
Joaquín Hernán R. E. is 29 years old and lives in the town of Santa Tecla in the department of La Libertad. He is a hardworking and strong-willed young man who started a business in order to generate income to pay for his university studies. With the help of his only brother Rafael, they take turns managing the business which is located in the city market of Santa Tecla.

Joaquín sells basic grains and disposable products such as plates, glasses, and cutlery. The loan he is requesting will be used to purchase merchandise in larger quantities.

View original language description ↓
Joaquín Hernán R. E. de 29 años de edad reside en Santa Tecla municipio del departamento de La Libertad. Joaquín es un joven muy trabajador y luchador, el ha instalado un negocio el cual le permite generar ingresos para poder pagar sus estudios universitarios, con la ayuda de su único hermano Rafael se turnan para cuidar del negocio, que se encuentra ubicado en mercado municipal de Santa Tecla, donde vende granos básicos y productos desechables como platos, vasos y cubiertos, el crédito que solita Joaquín es para invertir en su negocio surtiéndolo de mayor cantidad de mercadería.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 553
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Joaquín Hernán purchase merchandise to restock his business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 9, 2009
Oct 18, 2009
Currency Exchange Loss:
Sep 15, 2010