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Ty T., 46, is a widowed farmer who lives with her two children. Living in the Takeo province, she typically makes US$1 every day and is aided by her daughter who works in a garment factory. The Takeo area has not seen favorable weather conditions for farming this past year. Along with increased inflation, it has been a difficult year economically in much of Cambodia. As a farmer, Ty T. is taking a lot of the brunt of the economic downturn. That is why she has approached CREDIT with a request for a loan. Ty T. is asking for a loan of US$300 to purchase fertilizer and a motorbike for her daughter to commute to work, a purchase that she sees as a good opportunity to increase her income.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 195
    View loans »
    Cambodia Loans Fundraising
  • $39,989,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ty to purchase fertilizer and a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 25, 2009
Oct 22, 2009
Currency Exchange Loss:
Feb 15, 2011