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Nhoem S. is a 24-year-old widow woman and mother (she appears in the photo). She has three school-aged kids and they live together in a small wooden house. Nhoem S. owns a stall behind her house where she raises many pigs to earn a living. She also raises her pig for both purposes, for their babies and slaughtering. She normally needs to raise at least over six months before selling out. Nhoem S. is applying for a loan in order to build a proper place where she will use to distill wine and she will use the leftover of wine to provide for her family’s pig eating.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Nhoem to build a place where she will use to distill wine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2009
Oct 15, 2009
Currency Exchange Loss:
Sep 15, 2010