A loan of $400 helped to buy construction materials (cement, iron, sand and others).

Maria Sofia's story

Maria V. was born in the city of Maputo, the country's capital, she is 54 years old and has 3 sons who are 30, 32 and 34 years old. She lives in her own house with her husband and her granddaughter, because her sons are older now and have their own houses. She finished middle school and works in Education, her husband has a business and helps supporting the family.

She never moved to another city and has been working as a teacher for the last 25 years, he studied at the Primary Magistrate of Matola. She earns 6,200MT monthly which is used to support her family and is able to save some money at the end of the month thru the traditional saving system (Xitique).

She never requested a credit before from other banks, she learned about Hluvuku thru conversations with ladies at the market of Santos who accompanied her to the branch in Catembe. This is her 2nd loan with Hluvuku for 10,500MT which will be used to buy cement, sand and iron. The previous loan was for the same amount and for the same reason.

Her goal is to improve the conditions of her residence. In the future she expects to request more loans to finish building her house and a fence to raise chicken.

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Translated from Portuguese by Kiva volunteer Nina Delgado

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