A loan of $1,200 helped purchase 3 steers.


Andrés Moises's story

Andrés Moises C. O. is a young man who is 28 years old and lives with his parents, his wife, and their two small children in the community of Santa Fe, which is located in Los Chiles in the Alajuela Province. This community lies in a mountainous area and is near the northern border of the country. The principal business activities are livestock breeding and agriculture, specifically the cultivation of basic grains, sugar cane, and oranges.


Don Andrés raises cattle for two purposes: dairy products (milk and cheese) and meat sales. This is the means by which he generates income for his family. He says he is very happy because his business has grown significantly and he is now able to get ahead.


Don Andrés hopes to obtain a microloan of 685,000 colones to buy three additional steers so that he can increase his production. He knows that acquiring more cattle takes great sacrifice and demands more work. However, his desire to become a successful micro-entrepreneur and improve his family’s living condition motivates him to proceed with great care and dedication.


Don Andrés is a member of La Empresa de Crédito Comunal Manantial de Santa Fe, one of the 100 partner organizations of EDESA in Costa Rica. This is his second loan and he hopes to grow personally and financially. He is thankful for these type of organizations that facilitate credit so that he can spend more time focusing on productive activities.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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