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Mrs. Thoeun Sau Village Bank Group
In this Group: Thoeun, Chanthy, Savoeurn, Mean, Mom, Kan, Mom, Roem, Kem, Key, Han, Horn, Sam Aun, Uch, Mom, Pov, Chorm, Bol
This group consists of eighteen people, all of whom live in Treapeang Phlu, a village in the Takeo province. Mrs. Thoeun S. is the group president; she was selected by the members. She is a Khmer cake seller. She is also a farmer who owns a piece of land, where she cultivates rice. In this plantation, unfortunately, the soil is infertile. In order to deal with this problem, she decided to ask for a loan to buy fertilizer to make the land more productive. Her husband, Mr. Sar Touch, is a construction worker. Mrs. Thoeun S. is 33 years old and the mother of four children, three of whom are attending the local school. The youngest one is too young to work or study.

Seventeen members in this group loans are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to do so. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,153.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Thoeun Sau Village Bank Group's $1,525 loan helped a member buying fertilizer.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 15, 2009
Nov 1, 2009
Currency Exchange Loss:
Sep 15, 2010