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Las Mañanitas Group
In this Group: Joana , Gloria , Darling De Los Ángeles , Walkiria
Joana L., Gloria G., Darling de los Ángeles L., and Walkiria F. make up the Las Mañanitas Group. Joana L. is the coordinator of the group. She started five years ago with 2,500 córdobas, and she bought clothes and soaps to sell in the Masaya market. After that, she asked for a loan from Adim, which gave her stability and growth.

The other members are: Gloria G. has been selling shoes and slippers in the Masaya market for three years. Darling L. sells shoes and sandals. Walkiria F. sells toys and decorations.

Their biggest dream is to expand their businesses and prosper. To do so they need to invest in raw material for their businesses.
View original language description ↓

El grupo las mañanitas está integrado por Joana L., Gloria G., Darling de los Ángeles L. y Walkiria F.. La coordinadora del grupo es Yoana L. quien comenzó hace cinco años con un capital de 2,500 córdobas los cuales invirtió en la compra de ropa y jabones que vende en el mercado de Masaya. Luego de esto solicito un préstamo en Adim quien le proporciono estabilidad y crecimiento.

Las otras integrantes son Gloria G., tiene tres años de vender zapatos y chinelas en el mercado de Masaya, Darling L. vende zapatos y sandalias y Walkiria F. comercializa juguetes y adornos. El mayor sueño de ellas es aumentar sus negocios y prosperar para ello requieren de invertir en materia prima para sus negocios.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 20.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Mañanitas Group's $900 loan helped a member buy clothes, soaps, shoes, and toys.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 9, 2009
Oct 13, 2009
Currency Exchange Loss:
Apr 15, 2010