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Luz Divina 1 & 2 Group
In this Group: Maria , Dilcia, Rosa , Felicia, Altagracia, Leonecia, Denny , Mirian, Firencia, Juana
Rosa is the group coordinator of the group Luz Divina (Divine Light). Her story is representative of the other members of her group as well as of Esperanza's Haitian and Dominican (many of whome recently moved from Haiti to the DR) clients more generally. Rosa's group is based in the industrial town of Los Alcarrizzos, a dusty city north of the capital where both running water (none of which is potable) and electricity are unreliable at best. Here she makes her home in a simple structure of cement walls and a tin roof with her husband and five school aged children. Her business is also located in her home.

Rosa has shown herself to be a reliable Esperanza client by completing one loan cycle with out problems. She is excited to take her next loan and with it she plans to invest in her business by purchasing a hair dryer, curling iron and hair products to sell in her store. She believes this will improve her profits and with those profits she plans to purchase school supplies for her children and hopefully a computer so that they will be able to learn about technology. In the future she hopes that God will help lead her children down the correct path and that He will bless her with the ability to provide for her children what they need. She tanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,443,950
    Funds lent in using Kiva
  • 36.1
    Dominican Republic Pesos (DOP) = $1 USD