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Eom N., 59, is married and resides in Battambong Province with his wife (pictured) and a child. To make a living, He manufactures rice wine and raises pigs for their offspring at home, earning an income of US $3 per day. His wife travels through the town and villages in the province to collect and purchase recyclable materials for resale, earning an income of US $3 per day to cover the family expenses. This couple is seeking to improve their standard of living by working hard every day. Therefore, N. is asking for a loan of US $1000 to purchase a motorbike to transport the rice wine product and recycle materials to sell. By doing so, N. hopes that she will be able to cut back on public transportation expenses and save the extra income for the future household use.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 126
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Eom buy a motorbike to transport wine for sale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 9, 2009
Oct 13, 2009
Currency Exchange Loss:
Mar 17, 2011