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Kim L., 43, is a widow with two school-aged children. Living in the Kampong Cham, she typically makes about US$7.50 per day by selling porridge in the morning and dessert in the evening. However, she still looks after her disable mother. To earn more money, she needs a loan from CREDIT of US$1000 to make a new investment. She would use this loan to raise cows for sale.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kim raise cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 8, 2009
Oct 12, 2009
Currency Exchange Loss:
May 15, 2011