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San S., 29, has three children and lives in the Kampong Cham province with her husband, Hea Siem. Since 2000, she has been raising pigs to earn a living and is able to make US$1.50 of profit every day, while her husband makes US$6.60 each day as a blacksmith. Two of the children are in school and one is too young to attend. San S. would like to take out a loan of US$1000 she needs to purchase farmland. She believes that with the loan, the expansion of her business will bring about an increased income and a higher standard of living.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 168
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped San to buy farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 8, 2009
Oct 12, 2009
Currency Exchange Loss:
Sep 16, 2010