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Seng C., 28, is married with a two-year-old child. She lives with her husband and her young child in Battambong Province. To make a living, she buys recyclable materials for resale, earning approximately an income of US $3 per day. Her husband is a construction worker in his province at any construction site that will hire him to work, earning an income of US $4 per day which is the primary source of income for the family. This young couple is very hard working because they want to ensure a good standard of living for their growing child. Because the traffic law has been reinforced in Cambodia, every vehicle must have paid taxes legally. Therefore, C. is asking for a loan of US $500 to purchase a new legalized motorbike that will enable her husband to commute to work easily without worrying that the traffic police officers will fine them.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Seng to buy a motorbike for her husband to communte to work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 18, 2009
Oct 13, 2009
Currency Exchange Loss:
Apr 17, 2011