A loan of $1,000 helped operating capital in a bakery and other.


Neida Martina's story

Martina is 36 years old and lives in her own home in the community of Warnes. She lives with her husband of 41 years of age and their 5 children who are 4, 8, 16, 18 and 20 years old. Martina works as a municipal agent in her community and her husband, the co-debtor, is a caretaker of an agricultural company. Martina has once more started her small bakery. There is no competition between her and her husband, because both receive monthly incomes and have steady and secure jobs, one is public, and the other private. The bakery has many customers because of the quality of the baked goods. She will use the loan to buy raw material wholesale for her bakery such as flour, butter, oil, sugar, etc. The rest she will invest in buying construction materials. This will be Martina’s sixth loan and the previous ones, she has paid punctually. She does not have any other debts with any other financial institution.

Translated from Spanish by Kiva volunteer


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