A loan of $3,550 helped a member buy merchandise and raw material.


Antenitas Group's story

The Atenitas Communal Bank is comprised of 14 people of various ages between 20 and 60. The president of the bank is of strong character, happy, and proactive. She has four children. Three of the children are in school, and her oldest daughter lives in her house and is completely independent.

Clementina, the bank treasurer, is happy, determined, and proactive. Together with her friends she forms part of the bank.

Nicol is the secretary of the bank. She is a person who has character and is very happy and collaborative.

The other people who comprise the bank have similar personalities.

The president has a small business selling CDs, the same as other members. Clementina runs a small grocery store, which is located in the same area where Beatriz sells her CDs. Nicol runs a small business selling liquor and drinks. Other members sell sportswear for women and children. Lourdes sells hardware. If there are other places that do the same things in the area, their business are not affected because of the abundance of customers in the markets and the constant urban growth. To the contrary, many of the members are hoping to make their businesses grow by expanding them with a loan. The members are asking for a loan to get greater quantities of merchandise. Others want to buy construction materials to expand their small locations and give their customers better service. The members who sell sportswear want to increase their merchandise.

This group is in their fifth cycle. The majority of them know each other and have work experience with this type of loan.

In this group: Beatriz Rosemary, Lourdes, Diosmar, Clementina Lourdes, Nicol, Geraldin, Cesar Edwin, Yanet, Juan Carlos, Olaguivel De, Rosmery, Claudina, Katerine Leea, Estefani

Translated from Spanish by Kiva volunteer Ginny Kalish


Loan details


Lenders and lending teams



Loan details