Emelia is 35 years old woman who is divorced with two children. One of her children is currently in school. She is a very hardworking young woman who is a hight achiever. Emelia bakes bread and supply to her loyal customers. For the past sixteen years, she has been baking bread and other food pastries while taking care of her household. In spite of the challenges she faces she manages to handle the demands of her customers and successfully meet their requests on time. Her only problem now has to do with adequate funds to buy raw materials as prices are shooting up. She is requesting a loan to remain in business. With the loan she believes she can provide for her family and most especially her children’s educations and her business’ growth.