Charles is 38 years old she is married with four children. All her children are in school through hard work and commitment. His wife is a trader in the community where he lives. He enjoys selling and he is motivated to work hard because he dreams of a better future for his kids. He owns and operates grocery shop and sells items like rice, sugar, vegetable oil, bottled water, body and hair creams, skimmed powdered milk etc. However, he is constrained by low capital to make a meaningful progress. He requests for the loan to buy more bags of rice, bags of sugar, cartons of vegetable oil, boxes of body and hair creams etc. to make increased profits. He believes with good customer relation, the loan will enable him materialize her dream. He would be grateful for your assistance.