A loan of $1,200 helped to buy a motorbike.


Joseph's story

Joseph T. is married and the father of two young children. He is 31 years old and provides transportation services on his motorbike. For the last 5 years, Joseph has driven passengers on his motorbike along with one employee with whom he initially switched shifts; later the employee drove a second rented bike.

With the loan, Joseph plans to purchase a second motor bike so that he can stop renting one. He hopes, with increased income, he will be able to complete the extension of his apartment where he lives with his family. Joseph is a first time borrower at ARD and the sole breadwinner for his family.



Loan details


Lenders and lending teams



Loan details