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El I S. is a humble mother who has been blessed with three children. One of her children is married and has started a new home. The other two children are still living in the family home. Her husband is a local merchandise trader. She is a sacrificing and determined woman who has tried to earn money to feed all her children since they were very young. To earn a living, she sells fresh fish to people who are passers-by in the village. El I S. will be using half of the loan as extra capital to sustain her business growth. With the remainder of the loan she will buy candles, in bulk, to re-sell for profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 142
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped El to sustain her business growth and to buy candles to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 17, 2009
Oct 8, 2009
Currency Exchange Loss:
May 18, 2010