A loan of $3,500 helped a member to buy piglet for breeding.

Mr. Em Huy Village Bank Group's story

Mr. Em H. is a villager I. Niel village I. TaK. province. He is a farmer who owns a piece of land to cultivate rice. Aside from this plantation, he is a construction worker. Now he is applying a loan to buy a pump machine, construction supplies, and he would use the rest of money to buy piglet for breeding. His wife, Mrs. Nut Saraem, is employed I. a garment factory. This couple has two children who are just four and two years old.
Eight I. this group loans are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s maI. product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Em, Sopheap, Touch, Noeurn, Muth, Yory, Turn, Aun, Thorn, Chhan, Mom, Srey Ny, Vanny, Phorn, Thet, Hang, Seur, Yim, Mom, Yoeurn, Noem, Met, Chroeb

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