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Ana A. is a 47-year-old woman living in the town of Vaiusu. She is married and has 5 school-aged children. To make a living, Ana owns and operates a business venture in the arts sector operating a handicraft business. While not the only means for generating revenue, the main source of income for the business comes from selling wood handicrafts to tourists and local community members. Ana has been engaged in this business for over 4 years and earns approximately 500 WST a month from these activities.

Ana joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Ana successfully repaid a previous loan of 2250 WST from SPBD, which she used to purchase raw materials to make additional handicrafts. Ana is now requesting a new loan of 2950 WST, which will also be used to purchase raw materials to make additional handicrafts. The loan will be the fifth loan Ana has taken out from SPBD. Ana plans to use the additional revenue generated from the business to improve/expand her business.

About SPBD

SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders."

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 26
    View loans »
    Samoa Loans Fundraising
  • $8,131,600
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ana to purchase raw materials to make additional handicrafts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2009
Oct 7, 2009
Currency Exchange Loss:
Oct 15, 2010