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H., 39, lives in the rural area of Pursat province, where she has owned a small plot of land since 1979. She grows rice and has two crops per year, in both the dry and rainy seasons. She is married and has two teenage children who attend school. Her husband, Kosal, 31, works with her in the farming business and this is their main source of income. Because the rainy season is coming, H. needs a loan of $400 USD to buy her nearby neighbor's farmland, on which she will plant rice.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Yoem to buy her nearby farmland to plant rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2009
Oct 7, 2009
Currency Exchange Loss:
Oct 16, 2010