A loan of $3,000 helped a member increase in capital.


Claveles Community Bank Group's story

The Claveles Community Bank consists of 12 members that live in the Pampahasi Bajo and Pampahasi Alto areas, located around the Town Hall of upper San Antonio. The members sell food, supplies, bread, beer, groceries, toys and cosmetics. During their tenure with Emprender, which has been 5 cycles, they are restructuring to 30% of the members. B. Mery C. is the leader and president of the bank for the past 2 cycles, given that the bank already has completed 5 cycles. That member has a grocery store.

In her community bank, she has learned to be a responsible leader with her friends, requiring the shares of her colleagues at the time of payment, being friendly and cheerful. With the loan that has been granted, she will be able to increase store supplies, thus providing income for her family. Mrs. Irene C. A. is the Treasurer of the bank and is one of the founders that led to the formation of the bank. She sells food at fairs, festivals and social activities that occur. She had no capital to start her own business, but now with the loan that she will be given, she will be able to buy raw materials to start her own business.

The member Sofia M. S. is rather dynamic, happy and is the Secretary of the bank. During her tenure at the bank, she is always encouraging her colleagues. To move forward, she now sells handbags, and the requested loan is required for the purchase of merchandise.

Mrs. Sofia S. has a son, but this is not a limiting factor for her as she sells her products in the company of her son because she has no one with whom to leave him while she goes to work.

In this group: Mery Remedios, Emilio Luis, Virginia , Eleuteria, Favio Frankliin, Belinda Beatriz, Irene, Milenka Teresa, Rebeca, Luisa, Sofia, Carmen Sara

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Translated from Spanish by Kiva volunteer Zal Bilimoria



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