Eloy is a bricklayer. He is also a small farmer and milk producer. He sells his milk to Pil Andina to be made later into dairy products (cheese, yogurt, etc.). His wife helps him with the household chores. They have three children. Two are in school, and one is in the barracks. They live in their own house in the Tipampa Achacachi community in the Omasuyos province (three hours from the city of La Paz).
The loan is to buy a dairy cow of medium quality to be able to increase milk production and increase family income.
This is his third loan with IMPRO. His previous loans were repaid punctually. The completed evaluation qualifies Eloy for the loan he is soliciting.
Eloy de ocupación albañil y además es pequeño agricultor y productor lechero mismo que lo comercializa con Pil Andina, para su posterior transformación en productos derivados del mismo (queso, yogurt, etc.), la esposa le ayuda en los quehaceres de la casa, tiene 3 hijos 2 en colegio y 1 en el Cuartel, viven en casa propia ubicado en la comunidad Tipampa Achacachi Provincia Omasuyos (a tres horas de la ciudad de La Paz).
El crédito lo destinara para la compra de una vaca lechera de mediana calidad para poder aumentar la producción de leche e incrementar sus ingresos familiares.
Es el tercer crédito con IMPRO, los créditos anteriores fueron cancelados puntualmente, la evaluación realizada califica para la aprobación del préstamo solicitado por Eloy.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.