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Chhay P., 39, is a cake seller. She sells her produce to buyers who are villagers or passer-by and is typically earning an average of $3 a day. As another source of family income is from her husband working as a policeman. This couple has given birth to four children who are going to school. Chhay P. conducts her business more smoothly and there are many customers who recognize the delicious cake she made. To fulfill more her customer's needs, Chhay P. is borrowing a loan to enlarge her investment.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chhay to enlarge her investment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2009
Oct 6, 2009
Currency Exchange Loss:
Oct 16, 2010