Chhay P., 39, is a cake seller. She sells her produce to buyers who are villagers or passer-by and is typically earning an average of $3 a day. As another source of family income is from her husband working as a policeman. This couple has given birth to four children who are going to school. Chhay P. conducts her business more smoothly and there are many customers who recognize the delicious cake she made. To fulfill more her customer's needs, Chhay P. is borrowing a loan to enlarge her investment.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.