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Mrs. Samphors Maen Village Bank Group
In this Group: Samphors, Sophorn, Touch, Seang Ni, Pov, Sophy, Sam, Chanthol, Chantha, Vichet, Sokunth, Navann, Ravy, Sok Mar, Seang Hai, Savon, Chamreun, Seang Haor, Sovann
The village bank which located in Bang Bat village in Takeo province is made up by nineteen people and they will use the loan in different purposes. Mrs. Samphors M. owns a small grocery store to sell in the local village. Since this business is going well, she wants to expand it so she decided to ask for loan to buy more grocery goods for selling. Her husband, Mr. Tuy Chamnan, is a construction worker who can make a small income to support the family. Mrs. Samphors M. is 36 years old and the mother of two children who are all attending the local school.

Ten members in this village loans are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,175.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Samphors Maen Village Bank Group's $2,525 loan helped a member to ask for loan to buy more grocery goods for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2009
Nov 1, 2009
Currency Exchange Loss:
Oct 15, 2010