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Mrs. Sin S. is a young married woman who is 23 years old. She is currently a good mother caring for one lovely young child. To earn a living, she works sewing clothes for a garment industry at Phnom Penh and is getting a salary of $120 a month, while her husband is a motorcycle taxi driver.

Sin S.’s husband has been using his motor for his service for years, so his motor is now too old and not attractive to customers. Therefore, Sin S. would like to seek a loan of US $500 which will allow her husband to renovate his old motor. (Mrs. Sin S.'s husband appears in the picture).

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 203
    View loans »
    Cambodia Loans Fundraising
  • $39,967,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sin to renovate an old motorbike.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2009
Oct 6, 2009
Currency Exchange Loss:
Feb 15, 2010