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Burul's Group
In this Group: Burul, Cholponbai, Nestana, Begaiym
Burul, the leader of this group, is a very experienced farmer. Her parents-in law used to keep cattle and left the cattle to her and her husband as an inheritance. That’s how Burul appeared to have inherited not only the cattle but also a way of earning a livelihood.

Burul and her husband have raised five children. Her three daughters are already married and live separately. One of her sons, married, plays in a team in a traditional game of “pulling a kid”. He also lives apart from his parents. The youngest son is thirty. He does odd jobs at a factory in the capital but still lives with his parents.

In spite of her age, 54, Burul eagerly manages her living herself. She sells twenty liters of milk per day and these days she is occupied with harvesting wheat. If her annual income was averaged, her monthly income would constitute $125.

Burul has applied for this loan to purchase some sheep to raise and resell. Her dream is to buy accommodation for her eldest son in the capital.

Burul has three partners: Cholponbai, Nestana and Begaiym:

Cholponbai, 47, is the father of two children. His wife carries goods to Russia. As to Cholponbai, he trades in cattle. His son, 22, is a taxi-driver and his daughter is a high school student. Cholponbai needs a loan to purchase two calves. His dream is to have Mercedes. But first he is going to see his son married.

Nestana, 20, is married and her husband works as a social worker. She raises cattle which is quite courageous of her, since she is just twenty. She invested $465 in this business, which is quite a sum for anybody in this area. She needs a loan to purchase a calf to raise and resell and another calf for breeding.

Begaiym, 35, is married and has five children. Her husband produces sun-dried bricks, whereas Begaiym sells milk - nine liters per day. She needs a loan to buy a calf. Selling milk brings her $63 a month. She wants to increase her total population of livestock by having one more calf.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 43.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Burul's Group's $1,500 loan helped a member to purchase some sheep to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 25, 2009
Oct 5, 2009
Currency Exchange Loss:
Apr 21, 2010