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Margaret's Group
In this Group: Margaret, Liz, Proscovia, Juliet, John, Bashir, Samalie, Samalie, Rebecca, Daphine, Madina, Mary, Lubega, Ismail, Irene, Joweria, Badru*, Peter*, Rashida*
* not pictured
N. Margaret is the leader of her lending group in Namasuba. She is a young woman who is obsessed with the desire to succeed through hard work. She is not yet married and has no child.

Margaret has a business selling secondhand clothes and has a shop in central Kampala. She joined her lending group to be able to access more capital for her business since she could not find any other alternative and, sincerely, she has found it worthwhile. She wants to be an independent lady and, even if she gets married, not leave everything to her husband.

Margaret needs a loan to be able to buy more clothes for increased variety, leading to increased sales and hence more income and profits.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $32,801,525
    Funds lent in using Kiva
  • 1,925.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Margaret's Group's $4,900 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2009
Oct 5, 2009
Currency Exchange Loss:
Feb 15, 2010