A loan helped to buy farm inputs such as fertilizer and seeds to enable her to grow more vegetables.

Judith's story

Judith (pictured above) is a woman with an unending desire to achieve. She hails from a remote village in the Litein area of Kenya, where farming has been embraced as the only primary economic activity. Judith has never shifted her attention away from farming but has always worked hard to meet her set objectives. Judith enjoys generating an income through selling her harvest, which makes her feel accomplished. To her, labor is not a major challenge, but she finds the cost of farming inputs very high.

In the modern world, agriculture has become exceedingly dynamic, making the kind of inputs that are being used in the sector today upgraded. On this note, there is need to use improved farming inputs for effective production. These include high quality seeds, fertilizers, pesticides and herbicides.

The Litein region has good climatic conditions for farming, so she is seeking a 60,000 KES loan through Kiva's field partner Juhudi Kilimo to buy farm inputs such as fertilizer and seeds to enable her to grow more vegetables, reap maximum profits, and increase her business.

This loan is therefore an opportunity that she never got before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan in commercial banks. Thanks to Juhudi Kilimo and Kiva, the life of Judith and her family will be changed through this loan.

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.

Loan details

Lenders and lending teams

Loan details